How Much Home Can You Buy?
When shopping for a home, you'll need to know how much home you can afford, and then be prepared to make an offer quickly when you find your dream home. I can help you get pre-qualified and pre-approved for a home mortgage so when you find the right house, you'll be ready to move.
WHAT IS PRE-QUALIFICATION? WHAT IS PRE-APPROVAL?
An estimate of how much you can borrow. I can explain different loan programs and help you select one that suits your needs. A commitment to loan you up to a specific amount, plus verification of your income and credit.
It's time to get pre-qualified if... - You want to narrow your search parameters and expedite loan approval and closing. - You want only a high-level overview of your financial picture. I will evaluate your income, expenses, and other factors to determine a comfortable borrowing level. It's time to get pre-approved if... - You want to know exactly how much you can borrow. - You want to take days or even weeks off the closing, since you'll already be approved for a loan. - You want a stronger offer and negotiating position. Home sellers often accept an offer from a buyer who is pre-approved for a mortgage over one whose finances are still in question.
Keep in mind, there's no obligation and this is a free service that I offer. As you move towards a possible decision on buying your dream home, please call or email if I can be of any help. Look forward to working with you!
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Gateway Funding Diversified Mortgage Services L.P. is licensed by the PA Dept of Banking as first mortgage banker & licensed pursuant to the PA Secondary Mortgage Loan Act; AR Mortgage Company License; Licensed by the Dept of Corporations under the CA Residential Mortgage Lending Act; DC Mortgage Lender & Broker; NV Licensed Lender; GA Residential Mortgage Licensee (#15499); IL Residential Mortgage Licensee; KS Licensed mortgage company – License #2005-4872; MA Mortgage Lender & Broker (#3052); Licensed by the NH Banking Dept (#10192-MB); Licensed by the NJ Dept of Banking & Insurance; Licensed Mortgage Broker - NYS Banking Dept; a Mortgage Lender & Broker in RI; Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, IN, IA, ME, MD, MO, NM, NC, OH, OR, SC, TN, TX, UT, VT, VA, WV, & WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. Products and programs are subject to change without notice. For qualified borrowers only. © 2007 Gateway Funding Diversified Mortgage Services, L.P.

 
 


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